Free guide

Buying a home, start to keys.

What the process actually looks like now: how much you need up front, what the written buyer agreement rules mean for you, how to write an offer that holds up, and what happens between contract and closing.

What is inside

The full timeline from pre-approval to keys in hand
What you actually need up front, beyond the down payment
Pre-qualified versus pre-approved, and why it matters at offer time
The written buyer agreement: what it is and what is negotiable
How agent compensation works now and who can pay it
Inspection, appraisal, and the wire fraud warning worth reading twice

Who it is for

First-time buyers and anyone who has not bought in the last few years. The rules changed in 2024, and a lot of the advice still circulating is out of date.

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Also worth reading

Selling as well as buying? Most moves are both at once, and the order you do them in changes what you can afford. The seller guide covers pricing, repairs and how offers get compared.

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